HOMEMY MORTGAGE ACCOUNTMEMBERSHIPCONTACT US GLOSSARY CREDIT UNION HOME
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To apply for your easy online loan, all you have to do is answer a few simple questions about yourself, your property and your income, debts and assets. As you are filling in the application, if you find yourself short of time you may save the application for review and completion at a later date. After submitting your application, various loan programs may allow you to receive an immediate online credit approval.

Please speak to one of our representatives BEFORE you apply for mortgage financing if:

  • The property you are going to mortgage is a  Manufactured Home (Mobile Home) ie: If the Mobile Home ever had a vehicle identification number, wheels or a chassis it is considered a manufactured or mobile home
  • If you are applying for mortgage loan of under $50,000

*If you would like an EQUITY LINE, HOME EQUITY LINE OF CREDIT (HELOC), LINE OF CREDIT or any type of personal loan, please contact a credit union representative before applying here. They will provide you with information regarding those loan programs

If you are considering putting less than 3.5% down, please call and consult with a loan officer before applying. Your loan officer will be advise you to select the product that best fits your situation.

Please check to see if your property is in a declining market by clicking here and entering your subject property zip code. If your property is listed as being in a declining market please contact your loan officer before applying as there may be different requirements and conditions to be met for your property.

The Mortgage Loan you are about to apply for requires payment of a NON-REFUNDABLE APPLICATION FEE. If you are purchasing a home, refinancing an existing mortgage debt or want to be credit qualified before shopping for a home PLEASE CONTINUE.



1. Are you a Gold Coast Federal Credit Union member or eligible for membership?
  Yes
  No

2. What type of loan are you applying for?
  Purchase
  Refinance

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We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.